May 23

Spotting and Preventing Hail Damage and The Importance Of Regular Roof Inspections


Minnesota is known for its picturesque landscapes and vibrant communities. However, it is also notorious for its severe weather. Particularly hail and wind storms that can wreak havoc on homes and properties. In 2023 alone, Minnesota experienced multiple significant hail storms, including a massive event on August 11th, where hailstones up to 2.5 inches in diameter pummeled large parts of the metro area. For homeowners, this means one thing: the importance of regular roof inspections cannot be overstated.

August 11th 2023 storm map showing areas impacted with Hail Damage
August 11th, 2023 Hail Map

The Impact of Hail Damage on Roofs

granular loss caused by hail damage on a roofing shingle
Asphalt Shingle Showing Signs of Heavy Granular Loss

Hailstorms can cause extensive damage to roofs, both immediately visible and insidiously hidden. The immediate aftermath of a hailstorm might reveal shattered shingles, dents, and punctures, but what’s often overlooked is the subtle damage that can grow over time, potentially leading to larger issues if not addressed promptly.

Visible Hail Damage

  • Cracked or Missing Shingles: When hailstones strike, they can crack or completely dislodge shingles, leaving the underlying layers exposed to the elements.
  • Dents and Punctures: Metal roofing and softer materials can show dents and punctures, which can compromise the integrity of the roofing system.

Invisible Hail Damage

  • Granule Loss: Hail can knock granules off asphalt shingles, reducing their effectiveness and lifespan.
  • Underlying Structural Damage: The force of hailstones can also damage the roof deck and other underlying structures, leading to leaks and water damage over time.

Long-term Effects

If left unaddressed, the damage from hail can escalate, leading to:

  • Water Intrusion: Small punctures and cracks can allow water to seep in, causing rot, mold growth, and further structural damage.
  • Decreased Insulation Efficiency: Damaged roofs can compromise the insulation of your home, leading to higher energy bills.
  • Decreased Property Value: Visible and underlying roof damage can significantly reduce the value of your property.

According to industry statistics, the average cost of repairing hail damage can range from $200 to $32,500, depending on the severity. This underscores the need for proactive measures to mitigate these costs.

The Importance of Regular Roof Inspections

Photo of us doing a roof inspection

Regular roof inspections are a critical component of maintaining the health and longevity of your roof, especially in a state as prone to severe weather as Minnesota. Here are the key benefits of conducting regular inspections:

Early Detection

  • Prevent Major Repairs: Identifying and addressing minor issues early can prevent them from escalating into major, costly repairs.
  • Extend Roof Lifespan: Regular maintenance can significantly extend the life of your roof, safeguarding your investment.

Insurance Claims

Minnesota homeowners have a 1-2 year window to file insurance claims for storm damage depending on their insurance company and policy. Regular inspections can help you take full advantage of this window by:

  • Timely Reporting: Spotting damage early and reporting it to your insurance company can save you thousands on a roof replacement.
  • Comprehensive Documentation: Detailed inspection reports provide the necessary documentation for a seamless insurance claim process.

The Role of Homeowners and Property Managers

Shelter construction performing a Roof inspection with homeowner

As a homeowner or property manager, being proactive in maintaining the integrity of your roof is essential. Here are some tips to guide you:

Post-Hail Storm Inspection Tips

  • Visual Inspection: After a hailstorm, visually inspect your roof for obvious signs of damage such as cracked or missing shingles.
  • Check Gutters and Downspouts: Hail can cause granule loss, which may accumulate in gutters and downspouts.
  • Look for Water Stains: Inspect your attic and ceilings for water stains, which can indicate leaks.

Proactive Measures

  • Schedule Professional Inspections: Engage professional roofing contractors like Shelter Construction to conduct thorough inspections, especially after significant weather events.
  • Maintain Records: Keep detailed records of all inspections and repairs to support any future insurance claims.
  • Invest in Quality Materials: Consider investing in impact-resistant roofing materials, which are designed to withstand severe weather better than traditional options. Here are some great options:

Minnesota’s history of severe weather, highlighted by the significant hailstorms of 2023, underscores the critical importance of regular roof inspections. By proactively inspecting your roof and addressing any damage promptly, you can save substantial repair costs, extend the life of your roof, and protect the value of your property.

Turn to the Pros at Shelter Construction

At Shelter, we perform free inspections and consultations. We will perform minor repairs during the examination to small damage that we find. Call us at 612-284-6985 or contact us today on our website!


insurance claim, Roof Costs, Roof Shingles, Roofing, Storm Damage

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